Shaurya Select SBI Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
CSD canteens, dining, movies, departmental stores and grocery | 2.5% | No cap |
| All other spends | 0.5% | No cap |
Redemption fee: 99
Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking
Transfer partners
Live Offers
63 activeBenefits
Lounge Access
1 domestic visits/quarter
0 international visits/quarter
4 complimentary domestic airport lounge visits every year, maximum 1 per quarter, on the RuPay lounge programme. No international lounge access.
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, capped at ₹250 per statement cycle per credit card account. Fuel spend earns no Reward Points. SBI's T&C adds that the surcharge reversal does NOT apply to UPI transactions made with the RuPay credit card.
Insurance Cover
Personal accidental insurance cover₹10,00,000
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹1,499/yr |
| Renewal Fee | ₹1,499/yr |
| Fee Waiver | Spend ₹1,50,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
