Flipkart SBI Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Flipkart, including Shopsy and Flipkart Travel | 5% | ₹4,000/quarterly |
Cleartrip | 5% | ₹4,000/quarterly |
Myntra | 7.5% | ₹4,000/quarterly |
Select Merchants — currently Zomato, Uber, Netmeds and PVR | 4% | ₹4,000/quarterly |
| All other spends | 1% | No cap |
Redemption fee: 0
Managed via Automatic statement credit
Transfer partners
Instant Discounts
Coupon code CTFKSBIC must be entered before payment. Maximum instant discount per transaction is ₹1,500 on domestic flights and ₹4,000 on international flights; discount_cap_inr carries the higher figure.
The instant-discount half of SBI's '12% off on Cleartrip' headline. The other 5% is cashback, recorded as cleartrip_rate and capped separately at ₹4,000 a quarter. No minimum transaction value.
Coupon code CTFKSBIC must be entered before payment. Maximum instant discount ₹5,000 per transaction on domestic and international hotels.
Hotels carry the richest Cleartrip band — 25% off in total, being 20% instant discount plus the 5% cashback. No minimum transaction value.
Coupon code CTFKSBIC must be entered before payment. Maximum instant discount ₹150 per transaction.
15% off in total — 10% instant discount plus the 5% cashback. No minimum transaction value.
Live Offers
60 activeBenefits
Fuel Surcharge Waiver
1% fuel surcharge waiver on fuel transactions up to ₹4,000, capped at ₹400 per statement cycle — SBI's booklet states both figures in its benefits table. That ₹400 ceiling is four times the ₹100 most SBI cards allow. No minimum transaction value is stated. Fuel itself earns no cashback.
Welcome Benefit
Flipkart e-gift voucher worth ₹250, credited within 60 days of joining-fee realisation
The voucher expires 1 year from issue.
₹1,000 additional acquisition benefit on the first transaction on Flipkart, under a separate campaign.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹500/yr |
| Renewal Fee | ₹500/yr |
| Fee Waiver | Spend ₹3,50,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 0 |
