Apollo SBI Card SELECT
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Apollo 24|7 app and stores | 10% | ₹5,000/monthly |
Dining, movies and entertainment, and travel | 2% | ₹5,000/monthly |
| All other spends | 0.5% | No cap |
Redemption fee: 99
Managed via Apollo Health Credits
Transfer partners
Live Offers
63 activeBenefits
Lounge Access
1 domestic visits/quarter
0 international visits/quarter
4 complimentary domestic airport lounge visits per year. No international lounge access.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all petrol pumps across India. SBI states the benefit without publishing the transaction band or the cap on the captured pages.
Welcome Benefit
Apollo 24|7 e-gift voucher worth ₹1,500, on payment of the joining fee
Complimentary in-built Apollo Circle benefits, including up to 25% value back on medicine purchases at Apollo 24|7 and Apollo Pharmacy
1-year complimentary FITPASS PRO membership, on payment of the joining fee and a retail transaction
Complimentary comprehensive health check-up package on spending ₹50,000 within 90 days of joining
Annual Benefit
Complimentary comprehensive health check-up package, on spending ₹50,000 within 90 days of each card anniversary
The health check-up package recurs every year on ₹50,000 of spend within 90 days of the card anniversary. SBI publishes no rupee value for it, so annual_benefit_value is 0 rather than a guess.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹1,499/yr |
| Renewal Fee | ₹1,499/yr |
| Fee Waiver | Spend ₹3,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
