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TVS Credit RBL Bank Gold Credit Card
RBL Bank
Joining Fee₹1,500Renewal Fee₹1,500Waived at ₹2,50,000 annual spend
Last verified: 26 Sept 2026
Reward Program
RBL Bank Reward Points1 point = ₹0.25
| Category | Earn Rate | Monthly Cap |
|---|---|---|
TVS dealerships and select categories | 2.5% | ₹1,000/monthly |
Other select categories | 0.5% | ₹1,000/monthly |
| All other spends | 0.25% | No cap |
Redemption fee: 99
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Managed via RBL Rewards
Transfer partners
Redemption through the RBL Rewards portal — vouchers, catalogue and statement credit. RBL's own working figure is 1 Reward Point = ₹0.25.A redemption fee of ₹99 plus GST applies per request.
Live Offers
53 activeSalvatore Ferragamo15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Salvatore
15% offTill 31 Mar
Diesel15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Diesel
15% offTill 31 Mar
TUMI15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at TUMI
15% offTill 31 Mar
Hugo Boss15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Hugo Boss
15% offTill 31 Mar
La Martina15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at La Martin
15% offTill 31 Mar
Benefits
🛋️
Lounge Access
1 domestic visits/quarter
0 international visits/quarter
1 complimentary domestic RAILWAY lounge access every calendar quarter, plus airport lounge access on a minimum-spend condition.
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Fuel Surcharge Waiver
1% fuel surcharge waiver, capped at ₹200 per month — rising with the annual spend milestone.
Milestone Benefits
Spend ₹1,50,000/yearMilestone benefit on select-category spends
Spend ₹2,50,000/yearHigher milestone benefit and a larger fuel surcharge waiver
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹1,500/yr |
| Renewal Fee | ₹1,500/yr |
| Fee Waiver | Spend ₹2,50,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 47.88% p.a. |
| Cash Advance Fee | 2.5% of the cash amount, subject to a minimum of ₹500. |
| Reward Redemption Fee | 99 |
