LifestylediningMastercardPremiumActive
RBL Bank Icon Credit Card
RBL Bank
Joining Fee₹5,000Renewal Fee₹5,000Waived at ₹5,00,000 annual spend
Last verified: 26 Sept 2026
Reward Program
RBL Bank Reward Points1 point = ₹0.25
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Weekend dining and international spends | 5% | ₹2,000/monthly |
| All other spends | 0.5% | No cap |
Redemption fee: 99
🔁
Managed via RBL Rewards
Transfer partners
Redemption through the RBL Rewards portal — vouchers, catalogue and statement credit. RBL's own working figure is 1 Reward Point = ₹0.25.A redemption fee of ₹99 plus GST applies per request.
Live Offers
53 activeSalvatore Ferragamo15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Salvatore
15% offTill 31 Mar
Diesel15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Diesel
15% offTill 31 Mar
TUMI15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at TUMI
15% offTill 31 Mar
Hugo Boss15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at Hugo Boss
15% offTill 31 Mar
La Martina15% Instant Discount up to ₹15,000 with Insignia, Nova & LUMIÈRE credit cards at La Martin
15% offTill 31 Mar
Benefits
🛋️
Lounge Access
2 domestic visits/quarter
1 international visits/quarter
Complimentary domestic and international airport lounge access, plus golf and concierge services.
⛽
Fuel Surcharge Waiver
1% fuel surcharge waiver, capped per the card's own monthly limit. Fuel itself earns NO Reward Points — RBL excludes Fuel & Auto from earning — and a 1% fee applies to fuel transactions above ₹10,000.
Milestone Benefits
Spend ₹3,00,000/year10,000 Reward Points₹2,500 total by this tier · 0.83% effective rate
Spend ₹5,00,000/yearAdditional Reward Points₹2,500 total by this tier · 0.50% effective rate
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹5,000/yr |
| Renewal Fee | ₹5,000/yr |
| Fee Waiver | Spend ₹5,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 47.88% p.a. |
| Cash Advance Fee | 2.5% of the cash amount, subject to a minimum of ₹500. |
| Reward Redemption Fee | 99 |
