CashbackdiningshoppingVisaMidActive
HSBC Live+ Credit Card
HSBC Bank
Joining Fee₹999Renewal Fee₹999Waived at ₹2,00,000 annual spend
Last verified: 26 Sept 2026
Reward Program
Cashback1 point = ₹1.00
| Category | Earn Rate | Monthly Cap |
|---|---|---|
dining | 10% | ₹1,200/monthly |
| All other spends | 1.5% | No cap |
Redemption fee: 0
🔁
Managed via HSBC India Mobile Banking app, Travel with Points
Transfer partners
Direct cashback — 1:1 with rupees.
Live Offers
No active offers for this card right now.
Benefits
⛽
Fuel Surcharge Waiver
No surcharge waiver is published. HSBC levies a 1% fuel transaction fee, and fuel earns no rewards.
₹1,750🎁
Welcome Benefit
₹1,000 cashback on spending ₹25,000 within the first 30 days, after logging in to the HSBC India Mobile Banking app.
₹750 voucher for Amazon Pay, Zomato and Swiggy on activating with a single transaction of ₹300 or more.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹999/yr |
| Renewal Fee | ₹999/yr |
| Fee Waiver | Spend ₹2,00,000/year |
| Forex Markup | 1.99% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | Charged per HSBC's tariff sheet; no flat figure is published in the readable portion of the MITC. |
| Reward Redemption Fee | 0 |
