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Axis Bank Reserve Credit Card
TravelLifestyleVisaSuper PremiumActive

Axis Bank Reserve Credit Card

Axis Bank

Joining Fee₹50,000Renewal Fee₹50,000Waived at ₹35,00,000 annual spend
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Last verified: 25 Sept 2026

Reward Program

EDGE Reward Points1 point = ₹0.20
CategoryEarn RateMonthly Cap

International spends

3%No cap
All other spends1.5%No cap

Redemption fee: 199

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Managed via Axis Bank EDGE Rewards, Travel EDGE

Transfer partners

Gift EDGE portal — 1 EDGE Reward Point = ₹0.20.Transfer to airline and hotel partners at 5:2.

Live Offers

68 active
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PepperfryGet 5% instant discount up to ₹11,000 on Pepperfry
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Cathay PacificGet up to ₹10,000 discount on premium economy and business class
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View all 84 offers

Benefits

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Lounge Access

0 domestic visits/quarter

999 international visits/quarter

Unlimited international lounge access through Priority Pass for the primary cardholder. 999 is the sentinel for unlimited. DOMESTIC Priority Pass access was withdrawn on 28 August 2026.

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Fuel Surcharge Waiver

1% fuel surcharge waiver, capped at ₹400 per statement cycle. Note Axis separately CHARGES 1% plus GST on fuel once total fuel spend in a cycle reaches ₹50,000, and fuel earns no rewards.

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹50,000/yr
Renewal Fee₹50,000/yr
Fee WaiverSpend ₹35,00,000/year
Forex Markup1.5%
Interest Rate55.55% p.a.
Cash Advance Fee2.5% of the amount withdrawn, subject to a minimum of ₹500.
Reward Redemption Fee199

In the News

Priya Menon · 10d ago

Axis Bank Reserve Credit Card Review 2026: 1.5% Forex, Unlimited Lounges, ₹50,000 Fee & FAQs

Axis Reserve charges ₹50,000 and earns 15 EDGE Reward Points per ₹200 at ₹0.20 — 1.5% — with a 1.5% forex markup, the lowest on any Axis card, and unlimited international lounge access. Fees and FAQs.

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