FuelCo-brandVisaMidActive
IndianOil Axis Bank Premium Credit Card
Axis Bank
Joining Fee₹1,000Renewal Fee₹1,000Waived at ₹30,000 annual spend
Last verified: 25 Sept 2026
Reward Program
EDGE Miles1 point = ₹1.00
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Fuel at IndianOil outlets | 4% | ₹600/monthly |
Selected partner categories | 1.33% | No cap |
| All other spends | 0.67% | No cap |
Redemption fee: 0
🔁
Managed via Axis Bank EDGE Rewards, Travel EDGE
Transfer partners
Direct redemption for flights and hotels on Travel EDGE — 1 EDGE Mile = ₹1, stated verbatim in this card's own terms.Transfer to partner programmes, subject to the revised ratios of 2 April 2026.
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Fuel Surcharge Waiver
1% fuel surcharge waiver on IndianOil fuel, capped at ₹400 per statement cycle.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹1,000/yr |
| Renewal Fee | ₹1,000/yr |
| Fee Waiver | Spend ₹30,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 55.55% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn, subject to a minimum of ₹500. |
| Reward Redemption Fee | 0 |
