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IndianOil Axis Bank Credit Card
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IndianOil Axis Bank Credit Card

Axis Bank

Joining Fee₹500Renewal Fee₹500
Apply Now →

Last verified: 25 Sept 2026

Reward Program

EDGE Reward Points1 point = ₹0.20
CategoryEarn RateMonthly Cap

Fuel at IndianOil outlets

4%₹1,000/monthly

Online spends

1%₹250/monthly
All other spends0.2%No cap

Redemption fee: 199

🔁

Managed via Axis Bank EDGE Rewards, Travel EDGE

Transfer partners

Gift EDGE portal — 1 EDGE Reward Point = ₹0.20, the published rate.Transfer to airline and hotel partners at 5 EDGE Reward Points for 2 partner points.

Live Offers

68 active
SaffronStaysGet 15% discount up to ₹20,000 on SaffronStays
15% offADNETO20Till 15 Oct
Tata Steel AashiyaanaGet 5% instant discount up to ₹15,000 on Tata Steel Aashiyaana
5% offAXIS8526Till 31 Oct
PepperfryGet 5% instant discount up to ₹11,000 on Pepperfry
5% offPEPAD10KTill 15 Oct
Cathay PacificGet up to ₹10,000 discount on premium economy and business class
AXISBIZTill 31 Dec
Cathay PacificGet up to ₹6,000 discount on business class
CAXIS6KTill 31 Dec
View all 84 offers

Benefits

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver on IndianOil fuel, capped at ₹50 per statement cycle.

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹500/yr
Renewal Fee₹500/yr
Forex Markup3.5%
Interest Rate55.55% p.a.
Cash Advance Fee2.5% of the amount withdrawn, subject to a minimum of ₹500.
Reward Redemption Fee199

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