
American Express Platinum Card
American Express
Last verified: 26 Sept 2026
Reward Program
Redemption fee: 0
Managed via American Express Membership Rewards
Transfer partners
Live Offers
No active offers for this card right now.
Benefits
Lounge Access
999 domestic visits/quarter
999 international visits/quarter
American Express Global Lounge Collection — access to 1,550+ airport lounges across 140+ countries, including The Centurion Lounge, Delta Sky Club (when flying Delta), Priority Pass, Escape Lounges and domestic partner lounges in India. 999 is this dataset's sentinel for unlimited access; Amex publishes no per-quarter visit limit.
Fuel Surcharge Waiver
None. American Express withdrew Membership Rewards earning on fuel effective 12 June 2025 and levies a 1% convenience fee on fuel transactions above ₹5,000. There is no surcharge waiver on any card in this range.
Welcome Benefit
A welcome gift worth up to ₹60,000, with a choice of Taj Hotels, Luxe Gift Card, or The Postcard Hotels & Resorts. Requires payment of the annual fee and net spends of ₹50,000 in the first 2 months of cardmembership; delivered within 6–8 weeks.
Annual Benefit
Vouchers worth up to ₹35,000 as a renewal benefit, on spends of ₹20 lakh in the membership year and payment of the renewal fee.
Fine Hotels & Resorts benefits worth up to ₹44,300 per booking, across 1,000+ properties.
American Express Global Lounge Collection — 1,550+ lounges in 140+ countries, including Centurion Lounges, Delta Sky Clubs, Priority Pass and Escape Lounges.
There is no flat renewal benefit. Recurring value sits in the fee waiver and in any milestones recorded in the milestones array.
Insurance Cover
air accident death₹5,00,00,000
overseas medicalNot disclosed
baggage and documents₹50,000
Milestone Benefits
Reward Calculator
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What this card is worth
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Fees & Charges
| Joining Fee | ₹66,000/yr |
| Renewal Fee | ₹66,000/yr |
| Forex Markup | 3.5% |
| Interest Rate | — |
| Cash Advance Fee | 3.5% of the cash advance amount, subject to a minimum of ₹250. |
| Reward Redemption Fee | 0 |



