CashbackVisaEntryActive
YES BANK BYOC Credit Card
YES Bank
Joining FeeLifetime FreeRenewal Fee₹1,188
Last verified: 26 Sept 2026
Reward Program
Cashback1 point = ₹1.00
| Category | Earn Rate | Monthly Cap |
|---|---|---|
shopping | 10% | No cap |
| All other spends | 1% | No cap |
Redemption fee: 0
🔁
Managed via Statement credit
Transfer partners
Direct cashback — 1:1 with rupees.
Live Offers
No active offers for this card right now.
Benefits
⛽
Fuel Surcharge Waiver
1% fuel surcharge waiver. Note that fuel has earned NO reward points since 15 June 2026, and the acquirer's surcharge itself may run from 1% to 2.5% plus GST.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | ₹1,188/yr |
| Forex Markup | 3.5% |
| Interest Rate | 47.88% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn. Not applicable to Virtual Credit Cards. |
| Reward Redemption Fee | 0 |
