Karur Vysya Bank - SBI Platinum Credit Card
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Dining, departmental stores and international spends | 2.5% | ₹7,500/monthly |
| All other spends | 0.5% | No cap |
Redemption fee: 99
Managed via SBI Card Rewards Catalogue, SBI Card mobile app and net banking
Transfer partners
Live Offers
59 activeBenefits
Lounge Access
2 domestic visits/quarter
0 international visits/quarter
2 complimentary domestic airport lounge visits every quarter in India — 8 a year. Internationally the card carries a complimentary Priority Pass membership worth US$99 with access to 1,000+ lounges worldwide, but every visit costs US$27 plus taxes. The membership is for primary cardholders only and is valid for 2 years.
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, capped at ₹250 per statement cycle per credit card account. Fuel spend earns no Reward Points.
Welcome Benefit
Welcome e-gift voucher worth ₹3,000
Redeemable across Yatra, Hush Puppies, Bata, Westside, Aditya Birla Fashion, Shoppers Stop and other travel and lifestyle brands.
The voucher link is sent to the registered email and mobile within 21 days of the annual fee being realised, and is claimed by logging in with the registered mobile number and an OTP.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹2,999/yr |
| Renewal Fee | ₹2,999/yr |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
