IndiGo SBI Card ELITE
SBI Card
Last verified: 23 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
IndiGo flight bookings on the IndiGo app or website | 3.5% | No cap |
Hotels, lodging and travel MCCs | 1.5% | No cap |
| All other spends | 1% | No cap |
Redemption fee: 99
Managed via IndiGo BluChip account (goindigo.in and the IndiGo mobile app)
Transfer partners
Live Offers
63 activeBenefits
Lounge Access
2 domestic visits/quarter
1.5 international visits/quarter
8 complimentary domestic airport lounge visits a year, capped at 2 per quarter — but GATED: access in a quarter requires ₹100,000 of spend in the previous quarter, so a new cardholder gets nothing in their first quarter. 6 complimentary international lounge visits a year, capped at 1 per quarter.
Fuel Surcharge Waiver
1% fuel surcharge waiver on every transaction between ₹500 and ₹4,000 at all petrol pumps across India, capped at ₹400 per statement cycle per credit card account — double the ₹200 the standard IndiGo SBI Card allows. Fuel spend earns no BluChips.
Welcome Benefit
5,000 IndiGo BluChips voucher
Credited after annual fee payment and the first transaction within 60 days of account opening.
1 6E Eats voucher
4 6E Prime Passes on spends of ₹1,00,000 within 90 days of account opening.
Annual Benefit
5,000 IndiGo BluChips voucher on payment of the annual fee each year
1 6E Eats voucher
A genuine recurring benefit: a 5,000-BluChip voucher is issued on payment of each year's ₹4,999 annual fee. At ₹0.50 per BluChip that is ₹2,500, so the renewal voucher covers part of the fee.
Milestone Benefits
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹4,999/yr |
| Renewal Fee | ₹4,999/yr |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs. |
| Reward Redemption Fee | 99 |
