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Air India SBI Platinum Card
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Air India SBI Platinum Card

SBI Card

Joining Fee₹1,499Renewal Fee₹1,499
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Last verified: 23 Sept 2026

Reward Program

Reward Points (convertible to Air India Maharaja Points)1 point = ₹0.25
CategoryEarn RateMonthly Cap

Air India tickets booked on the Air India website, app, booking offices or call centres

1.25%No cap
All other spends0.5%No cap

Redemption fee: 99

🔁

Managed via Air India Maharaja Club, SBI Card mobile app and net banking

Transfer partners

Conversion to Air India Maharaja Points, in a minimum of 5,000 points and in multiples of 5,000. SBI publishes no rupee value for a Maharaja Point, so the 0.25 carried here is SBI's own standard Reward Point rate rather than a measured value of the Maharaja channel.Conversion is irreversible — once Reward Points become Maharaja Points they cannot be converted back. SBI processes the request within 7 working days.

Live Offers

63 active
DIGI1 ElectronicsUp to INR 15,000 Instant Discount at DIGI1 Electronics stores
Till 4 Oct
Ravi ElectronicsUp to Rs. 10,000 Instant Discount at Ravi Electronics RETAIL outlets using SBI Credit card
Till 26 Oct
Poojara TelecomUp to Rs 9,000 Instant Discount at POOJARA TELECOM outlets using SBI Credit card, during t
Till 21 Oct
Gujarat MobilesUp to Rs 9,000 Instant Discount at GUJARAT MOBILE outlets using SBI Credit card, during th
Till 22 Oct
Manish SalesUp to Rs 9,000 Instant Discount at MANISH SALES outlets using SBI Credit card, during the
Till 24 Oct
View all 93 offers

Benefits

🛋️

Lounge Access

1 domestic visits/quarter

0 international visits/quarter

4 complimentary domestic lounge visits a year.

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver on every transaction between ₹500 and ₹3,000 at all petrol pumps across India, capped at ₹100 per statement cycle per credit card account. Fuel spend earns no Reward Points.

₹1,250🎁

Welcome Benefit

5,000 Reward Points

Credited within 15 days of the annual fee payment posting.

Complimentary membership of the Air India Maharaja Club.

Milestone Benefits

Spend ₹2,00,000/year5,000 bonus Reward Points₹1,250 total by this tier · 0.63% effective rate
Spend ₹3,00,000/year10,000 bonus Reward Points₹3,750 total by this tier · 1.25% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

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Fees & Charges

Joining Fee₹1,499/yr
Renewal Fee₹1,499/yr
Forex Markup3.5%
Interest Rate45% p.a.
Cash Advance Fee2.5% of the transaction amount, subject to a minimum of ₹500, at domestic and international ATMs.
Reward Redemption Fee99

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