PVR INOX Kotak Credit Card
Kotak Mahindra Bank
Last verified: 23 Sept 2026
Reward Program
Redemption fee: 0
Managed via Kotak Mobile Banking app and Kotak net banking, under 'PVR INOX Coupon Claim' / 'My PVR INOX'
Transfer partners
Instant Discounts
Paid with the PVR INOX Kotak Credit Card, either at the counter in any PVR INOX theatre or through the bank-offers tile on the PVR INOX app or website. Taxes are payable by the cardholder.
A flat 20% off food and beverages with no cap and no usage limit stated in any uploaded source — the card's single most valuable ongoing benefit for a regular cinemagoer, since cinema F&B is where the money goes.
Paid with the PVR INOX Kotak Credit Card, either at the counter in any PVR INOX theatre or through the bank-offers tile on the PVR INOX app or website. Taxes are payable by the cardholder.
A flat 5% off movie tickets, uncapped and stacking with the M Coupon milestone benefit on separate bookings.
Live Offers
20 activeBenefits
Fuel Surcharge Waiver
None. The Kotak MITC lists PVR INOX among the products NOT eligible for the fuel surcharge waiver. Fuel spend also attracts a 1% transaction fee above ₹35,000 per statement cycle, so fuel is a category to keep off this card entirely.
Milestone Benefits
Not every spend counts toward these targets — see what is excluded.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | ₹499/yr |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the advance amount, subject to a minimum of ₹500. |
| Reward Redemption Fee | 0 |
Spends That Don’t Count
Kotak leaves these categories out when totalling your spend. They still earn rewards where the card pays on them — they just do not move you toward the target below.
Excluded from milestone spends
Toward the milestone targets above
- Everything elseRent, Society maintenance, Wallet top-ups
- SubscriptionsGaming
- TravelForex card loads
