shoppingVisaMidActive
Kotak Purchase Credit Card
Kotak Mahindra Bank
Joining FeeLifetime FreeRenewal FeeLifetime Free
Last verified: 23 Sept 2026
Reward Program
Kotak Reward Points1 point = ₹0.25
Redemption fee: 0
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Managed via Kotak corporate cards customer service desk (service.corporatecards@kotak.com)
Transfer partners
Monthly incentives and rewards on all transactions, paid to the corporate under Kotak's Incentive Program by demand draft or by funds transfer, NEFT or RTGS. Kotak publishes no rupee value per point and no accrual rate for this card; the ₹0.25 carried here is the rate its retail schedule applies to Kotak Reward Points and is an inference, not a published corporate rate.Redemption is arranged through the Program Administrator or Authorised Signatory rather than by the individual cardholder.
Live Offers
20 activeElivaas10% instant discount up to 50,000 on Kotak Cards. For Solitaire Credit Card/Wealth Infinit
10% offTill 7 Oct
MakeMyTripUp to 15% instant discount upto ₹20,000 on Kotak Mahindra Bank Select Credit Cards
15% offTill 31 Mar
The Bombay Sweet ShopFlat 30% off upto ₹15000 on any purchase on Kotak Solitaire Credit Card. Applicable on bot
30% offTill 30 Nov
District20% instant discount upto ₹10,000 at district via Kotak Solitaire Credit Card
20% offTill 31 Mar
BiginBoost sales and foster long-term customer relationships with Bigin, the simple yet powerfu
50% offTill 31 Mar
Benefits
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Fuel Surcharge Waiver
1% fuel surcharge waived on transactions between ₹500 and ₹3,000, capped at ₹3,500 in a calendar year.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | Lifetime Free |
| Renewal Fee | Lifetime Free |
| Forex Markup | 3.5% |
| Interest Rate | 39.6% p.a. |
| Cash Advance Fee | Not applicable — the cash withdrawal facility is not active on this card. |
| Reward Redemption Fee | 0 |
