Kotak Privy League Signature Credit Card

2 domestic visits/quarter

1 international visits/quarter

2 complimentary domestic lounge visits every quarter, and — on the paid variant — a complimentary Priority Pass membership worth $99 plus 4 complimentary international visits a year at 1,300+ lounges in 148 countries. The free variant gets the Priority Pass membership in the first year only, with no complimentary visits. Primary cardholder only. From 1 October, guest charges and charges after the complimentary visits are exhausted are $35 per guest per visit. Since 20 June 2023 international lounges are accessed by presenting the credit card itself rather than a Priority Pass card.

1% fuel surcharge waiver on transactions between ₹400 and ₹7,500. The cap differs sharply by variant: ₹4,500 in an anniversary year on the free variant, but only ₹300 in a calendar month on the fee-paying variant. Fuel earns no Reward Points on either.

6,400 bonus Reward Points every quarter

The card page advertises 6,400 bonus Reward Points every quarter — 25,600 a year, worth ₹6,400 at the ₹0.25 catalogue rate. annual_benefit_value records the quarterly figure of 6,400 points at face value rather than the annual total, because Kotak states the benefit per quarter and does not confirm it recurs indefinitely. The annual fee on the paid variant is ₹2,500, so a single quarter's bonus more than covers it.