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ICICI Bank Coral Credit Card
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ICICI Bank Coral Credit Card

ICICI Bank

Joining Fee₹500Renewal Fee₹500Waived at ₹2,00,000 annual spend
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Last verified: 25 Sept 2026

Reward Program

ICICI Bank Reward Points1 point = ₹0.25

Redemption fee: 99

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Managed via ICICI Bank Rewards, iMobile Pay

Transfer partners

Statement credit and the ICICI Bank Rewards catalogue. ICICI publishes no rupee rate; ₹0.25 is the third-party consensus used across this dataset.A redemption handling fee of ₹99 plus GST applies per request (₹25 for catalogue redemptions).

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Benefits

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Lounge Access

1 domestic visits/quarter

0 international visits/quarter

1 complimentary domestic airport lounge access per quarter.

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Movie BOGO

THE BOOKMYSHOW BUY-ONE-GET-ONE BENEFIT IS NOW SPEND-GATED. It requires ₹25,000 of spend in the PREVIOUS calendar quarter, where it was previously unconditional. A new cardholder gets nothing in their first quarter.

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Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions from ₹400 to ₹4,000. Fuel itself earns NO Reward Points from 15 January 2026, and ICICI charges 1% on fuel transactions above ₹10,000.

Milestone Benefits

Spend ₹2,00,000/year2,000 Reward Points₹500 total by this tier · 0.25% effective rate

Reward Calculator

Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.

What this card is worth

Open a section and enter what you actually spend. Everything updates as you type.

Fees & Charges

Joining Fee₹500/yr
Renewal Fee₹500/yr
Fee WaiverSpend ₹2,00,000/year
Forex Markup3.5%
Interest Rate45% p.a.
Cash Advance Fee2.5% of the amount withdrawn, subject to a minimum of ₹500.
Reward Redemption Fee99

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