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BOBCARD EASY
Bank of Baroda
Joining Fee₹500Renewal Fee₹500Waived at ₹35,000 annual spend
Last verified: 26 Sept 2026
Reward Program
BOBCARD Reward Points1 point = ₹0.25
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Departmental stores (MCC 5311), movies (MCC 7832), dining (MCC 5812) and online transactions identified by the acquirer's online flag | 1.25% | ₹1,000/monthly |
| All other spends | 0.25% | No cap |
Redemption fee: 0
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Managed via BOBCARD Rewards
Transfer partners
Statement cashback at 1 Reward Point = ₹0.25 — BOBCARD publishes this rate on its card pages and it is the strict Rule 5 maximum.Pay with Rewards at 1 Reward Point = ₹0.15 — a SEPARATE and worse channel, 40% below the cashback rate.Minimum redemption is Reward Points worth ₹1,000.
Live Offers
1 activeSurat Diamond₹1,000 off on orders of ₹3,000+ at Surat Diamond
₹1,000 off
BOBCARD1000Till 29 MarSonyUp to 10% cashback up to ₹27,500 on Sony BRAVIA TVs (BOBCARD EMI)
Expired
HaierUp to 25% instant cashback up to ₹25,000 on Haier products (BOBCARD EMI)
Expired
SamsungUp to 22.5% cashback up to ₹25,000 on selected Samsung products (BOBCARD EMI)
Expired
SonyUp to 10% cashback up to ₹16,500 on Sony BRAVIA TVs (full swipe)
Expired
Benefits
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Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle. Note fuel itself earns NO Reward Points on any BOBCARD except HPCL Energie.
₹125🎁
Welcome Benefit
500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹500/yr |
| Renewal Fee | ₹500/yr |
| Fee Waiver | Spend ₹35,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 45% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher. |
| Reward Redemption Fee | 0 |
