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Axis Bank REWARDS Credit Card
Axis Bank
Joining Fee₹1,000Renewal Fee₹1,000Waived at ₹2,00,000 annual spend
Last verified: 25 Sept 2026
Reward Program
EDGE Reward Points1 point = ₹0.20
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Apparel and departmental stores | 3.2% | ₹1,008/monthly |
| All other spends | 0.32% | No cap |
Redemption fee: 0
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Managed via Axis Bank EDGE Rewards, Travel EDGE
Transfer partners
Gift EDGE portal — 1 EDGE Reward Point = ₹0.20, the published rate.Transfer to airline and hotel partners at 5 EDGE Reward Points for 2 partner points.
Live Offers
68 activeSaffronStaysGet 15% discount up to ₹20,000 on SaffronStays
15% off
ADNETO20Till 15 OctTata Steel AashiyaanaGet 5% instant discount up to ₹15,000 on Tata Steel Aashiyaana
5% off
AXIS8526Till 31 OctPepperfryGet 5% instant discount up to ₹11,000 on Pepperfry
5% off
PEPAD10KTill 15 OctCathay PacificGet up to ₹10,000 discount on premium economy and business class
AXISBIZTill 31 DecCathay PacificGet up to ₹6,000 discount on business class
CAXIS6KTill 31 DecBenefits
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Lounge Access
2 domestic visits/quarter
0 international visits/quarter
2 complimentary domestic airport lounge visits per quarter.
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Fuel Surcharge Waiver
1% fuel surcharge waiver, capped at ₹400 per statement cycle. Note Axis separately CHARGES 1% plus GST on fuel once total fuel spend in a cycle reaches ₹50,000, and fuel earns no rewards.
Milestone Benefits
Spend ₹30,000/month1,500 EDGE Reward Points₹300 total by this tier · 1.00% effective rate
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹1,000/yr |
| Renewal Fee | ₹1,000/yr |
| Fee Waiver | Spend ₹2,00,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 55.55% p.a. |
| Cash Advance Fee | 2.5% of the amount withdrawn, subject to a minimum of ₹500. |
| Reward Redemption Fee | 0 |
