Flipkart Axis Bank Credit Card
Axis Bank
Last verified: 6 Sept 2026
Reward Program
| Category | Earn Rate | Monthly Cap |
|---|---|---|
Myntra | 7.5% | ₹4,000/statement_quarter |
Flipkart | 5% | ₹4,000/statement_quarter |
Cleartrip | 5% | ₹4,000/statement_quarter |
Preferred Merchants (cult.fit, PVR INOX, Swiggy food delivery, Uber) | 4% | No cap |
| All other spends | 1% | No cap |
Redemption fee: 0
Instant Discounts
Wednesday Delight. Instant savings of up to 15% on flights and hotels booked via MakeMyTrip.
The bank states 'up to 15%'; the actual rate and any cap vary by booking and are not disclosed in the card page or T&C documents.
Wednesday Delight. 10% off on Swiggy orders.
Stacks on top of the 4% preferred-merchant cashback on Swiggy food delivery. No cap disclosed.
Wednesday Delight. 10% off up to ₹1,000 on Tira.
Tira is not a preferred merchant, so the underlying earn rate is the 1% base.
Live Offers
68 activeADNETO20Till 15 OctAXIS8526Till 31 OctPEPAD10KTill 15 OctAXISBIZTill 31 DecCAXIS6KTill 31 DecBenefits
Fuel Surcharge Waiver
1% surcharge waiver at all fuel stations in India on transactions between ₹400 and ₹4,000, capped at ₹400 per statement cycle. GST charged on the surcharge is not refunded, and fuel spends earn no cashback.
Welcome Benefit
Flipkart voucher worth ₹250 on the first transaction within 30 days of card issuance. Paid cards only - first-year-free cards are not eligible.
50% off up to ₹100 on a first Swiggy food order for customers new to Swiggy, minimum cart ₹129, coupon AXISFKNEW, within 30 days of issuance. Available on both paid and first-year-free cards.
Limited period: Cleartrip voucher worth ₹1,500 on minimum spends of ₹30,000 within 30 days of issuance. Paid cards only; voucher despatched within 60 days of the first transaction.
Reward Calculator
Assumes the best-paying merchant everywhere, so read it as a ceiling rather than an average.
What this card is worth
Open a section and enter what you actually spend. Everything updates as you type.
Fees & Charges
| Joining Fee | ₹500/yr |
| Renewal Fee | ₹500/yr |
| Fee Waiver | Spend ₹3,50,000/year |
| Forex Markup | 3.5% |
| Interest Rate | 55.55% p.a. |
| Cash Advance Fee | 2.5% of the cash amount, minimum ₹500 |
| Reward Redemption Fee | 0 |
| Min Income Eligibility | ₹15,000 per month for salaried applicants; ₹30,000 per month for self-employed/professionals (indicative) |
Spends That Don’t Count
Axis leaves these categories out when totalling your spend. They still earn rewards where the card pays on them — they just do not move you toward the target below.
Excluded from the fee waiver
Toward the ₹3,50,000/year waiver
- Everything elseRent, Society maintenance, Wallet top-ups
- TravelForex card loads
